Best Variable Mortgage Rates In Ontario

No Teaser Rates. No Bait And Switch. Just A Better Deal.

Last Updated: Oct 29, 2026

Variable Rates Include

60-Day Rate Drop Protection After Funding, Plus Bonus Cash Back Learn more

TermRate Inquire
3 Year
Variable Closed (Insured Mortgages)
3.80%Learn More
5 Years
Variable Closed (Insured Mortgages)
3.65%Learn More
5 Years
Variable Closed (1% Cash Back)
3.95%Learn More
5 Years
Variable Closed (Refinance)
4.00%Learn More