Best Variable Mortgage Rates In Ontario

Last Updated: Oct 01, 2026

Variable Rates Include

60-Day Rate Drop Protection After Funding, Plus Bonus Cash Back Learn more

TermRate Inquire
3 Year
Variable Closed (Insured Mortgages)
3.55%Learn More
5 Years
Variable Closed (Insured Mortgages)
3.40%Learn More
5 Years
Variable Closed (1% Cash Back)
3.70%Learn More
5 Years
Variable Closed (Refinance)
3.75%Learn More